Top 10 Best Payday Loan Lenders in USA

Let’s understand about payday loan companies today. We will also discuss about the best payday loans direct lenders in this article.

These companies provide short term cash advances even with a bad credit.

What You Will Learn

  • What is a payday loan?
  • Best payday loans in USA
  • Advantages in availing such loans
  • How safe are these loans?

What are Payday Loans?

How many of you have faced the problem of running out of money before your next paycheck? Almost all of us.

Unexpected expenses can come up when we are approaching month end. A medical bill when we are left with little cash in our wallet.

How do we deal with such financial crisis?

We have a solution in payday loans. They are also known as cash advance loans, 100 day loans, metro cash loans, 30 day loans etc. are such loans.

Payday loans are short term loans which you can avail for your urgent needs. This could be repaid when you get your next paycheck.

Different from other loans these loans come with high interest rates. Usually payday loans are availed for smaller amounts.

Anyone over 18 years of age with a regular source of income can apply for payday loans.

Now let us discuss about some of the trusted and reliable payday loan providers in US.

Here is a List of the Top 10 Payday Loan Companies in USA

#1. Advance America

Advance America offers cash advances through a fast and easy procedure.

Payday loan amounts of 100$, 300$ and 500$ can be availed for a period of 14 days or 30 days from Advance America.

Documents to be submitted in the store for availing payday loans from Advance America are – Government issued ID, personal check for loan amount plus fees, recent proof of income, latest checking account statement and SSN verification.

Advance America – Providing one of the best payday loans in USA.

For more details visit Advance America Website:

#2. Speedy Cash

Established in 1997, Speedy Cash is an international short term lending and financing company.

Payday loans ranging from 50$ – 1000$ can be availed from Speedy Cash.

This amount depends on your monthly income, credit score and the regulations of your state.

You can apply for payday loans online, from the store or over the phone. The services are available 24*7.

You are required to submit personal details, income details as well as your banking details while availing payday loans.

For more details visit Speedy Cash Website:

#3. Lend Up

Lend Up offers payday loans up to 250 $ for a period of up to 30 days.

Lend Up offers one of the best payday loans in the market with no credit check.

Lend Up also has another feature called LendUp Ladder. This helps repeated borrowers to avail larger loans at lower rates of interest.

With amazing features like LendUp Ladder, LendUp is simply one of the best payday loans in US.

Read more about payday loans offered by LendUp:

#4. Check into Cash

Depending on your state of residence you can avail payday loans ranging from 50 $ to 1000 $ from Check into Cash.

You can fill application form for loans online and the money will be credited to your account latest by the next day.

You should be at least 18 years of age to avail loan. Documents required are your SSN number, photo ID, checking account number, routing number of your bank and proof of income.

Apply for payday loans from Check into Cash:

#5. Cash Central

Cash Central offers payday loans usually for a period of 2 to 4 weeks.

These short terms loans can be availed easily and would be deposited in your bank account by Cash Central.

They offer one of the best payday loans with no credit check.

Apply for payday loans from Cash Central:

#6. Rise

Rise is a direct online payday loan provider. Different from other payday loan providers Rise offers large amount loans and for longer terms.

Like every other payday loan, you don’t need a credit check for availing loans.

The only requirements are 18 years of age, regular source of income, an active checking account and an email account.

Read more about Rise from their website:

#7. Check City

Check City is another direct payday loan provider. You can apply either online or through Check City stores.

This is a fast and secure payday loan provider.

Check City provides best online payday loans with instant approval.

Know more about Check City:

#8. MyPayDayLoan

Faster approval rate, higher loan amounts and client privacy makes Mypaydayloan one of the best payday loans in USA.

Even first time applicants can borrow amounts from 200 $ – 600 $.

Mypaydayloan offers an exclusive loan step up program through which repeated customers can avail higher amounts up to 1000 $.

Apply for payday loans from Mypaydayloan:

#9. Check n Go

As the name says, the process of availing payday loans from Check n Go is easy and stress free.

You don’t need a good credit to qualify for their payday loans.

Also, repayment options are transparent and simple. Check n Go is simply one of the best payday loans available in US.

Visit Check n Go website:

#10. National Payday

National Payday has been providing payday loans to customers from the 2000s.

High approval rates, fast processing and privacy are the main features of payday loans offered by National Payday.

It also offers same day payday loans.

Avail payday loans same day with National payday.

Visit their website National Payday:

So that’s it !!! Here you have my list of the best payday loans that can be availed in United States of America.

Advantages of Payday Loans

  • Easy to avail
  • No good credit required
  • Repayment terms are simple
  • No need to avail credit cards or Bank Over drafts.

Wrapping it Up

We have seen a list of the best payday loans in USA in this article.

Most of you might be having one question in mind. Are these online payday loans safe? If you are opting for reliable payday loan providers, there is not much risk.

Never opt for small companies offering such loans.

Also, one more important thing to be kept in mind, avail payday loans only for your short-term needs.

If used in the right way, payday loans would be a great help for you in your financial needs.

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One thought on “Top 10 Best Payday Loan Lenders in USA

  • June 7, 2018 at 11:50 am

    If you have too many unpaid bills or many credits over dues and you do not have enough funds to pay them all at once, Installment loans are the best option than payday loan for you.


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